- Short term Disability
- 24-hour on and off the job accident/sickness coverage
- Total and Partial Disability payments
- Pays in addition to NYS Statutory DI
- Guaranteed renewable to age 70
- Long term Disability
- Protect employees and individuals from the financial effects of illness and injury.
- Enable them to stay at work or to return to work after an illness or injury, and balance their work with their personal
- lives
- Help employers better manage their overall benefits program, enhance productivity, and provide for their employees' welfare
- Ask about personally owned policies!!!